@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600;700;800&family=Poppins:wght@300;400;500;600;700;800&display=swap');

:root {
  /* Color Palette */
  --primary: #0F4C81;
  --primary-light: #1660A1;
  --secondary: #2E8BC0;
  --accent: #00C896;
  --accent-hover: #00A67C;
  --bg-color: #F8FAFC;
  --surface: #FFFFFF;
  --text-dark: #1F2937;
  --text-body: #4B5563;
  --light-gray: #E5E7EB;
  /* Dark Theme Palette */
  --dark-bg: #141414;
  --dark-surface: #1E1E1E;
  --neon-accent: #175B8F;
  --text-light: #F3F4F6;
  --text-muted: #9CA3AF;
  
  --border: #E2E8F0;
  --dark-border: #333333;
  
  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
  --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
  --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
  --shadow-premium: 0 20px 40px -10px rgba(15, 76, 129, 0.15);
  
  /* Radii */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 1rem;
  --radius-xl: 1.5rem;
  --radius-full: 9999px;
  
  /* Transitions */
  --transition-fast: 0.15s ease-in-out;
  --transition-normal: 0.3s ease-in-out;
  --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
  
  /* Spacing Container */
  --container-width: 1200px;
  --container-padding: 2rem;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Manrope', sans-serif;
  background-color: var(--bg-color);
  color: var(--text-body);
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Poppins', sans-serif;
  color: var(--text-dark);
  line-height: 1.2;
  font-weight: 700;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color var(--transition-fast);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

ul {
  list-style: none;
}

/* Layout */
.container {
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 var(--container-padding);
}

section {
  padding: 5rem 0;
}

.responsive-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
}

/* Glassmorphism */
.glass {
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.3);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.875rem 1.75rem;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 1rem;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all var(--transition-normal);
  border: none;
  outline: none;
  gap: 0.5rem;
}

.btn-primary {
  background-color: var(--primary);
  color: white;
  box-shadow: 0 4px 14px 0 rgba(15, 76, 129, 0.39);
}

.btn-primary:hover {
  background-color: var(--primary-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(15, 76, 129, 0.23);
}

.btn-accent {
  background-color: var(--neon-accent);
  color: #FFFFFF;
  box-shadow: 0 4px 14px 0 rgba(23, 91, 143, 0.39);
}

.btn-accent:hover {
  background-color: #1C6AA6;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(23, 91, 143, 0.23);
}

/* Dark Theme Utilities */
.bg-dark { background-color: var(--dark-bg); color: var(--text-light); }
.bg-dark-surface { background-color: var(--dark-surface); color: var(--text-light); }
.text-neon { color: var(--neon-accent); }
.text-light { color: var(--text-light); }
.text-muted { color: var(--text-muted); }
.border-dark { border-color: var(--dark-border); }

.btn-outline {
  background-color: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}

.btn-outline:hover {
  background-color: var(--primary);
  color: white;
}

/* Typography Utilities */
.text-center { text-align: center; }
.text-primary { color: var(--primary); }
.text-accent { color: var(--accent); }
.section-title {
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: 1rem;
}
.section-subtitle {
  font-size: 1.125rem;
  color: var(--text-body);
  max-width: 600px;
  margin: 0 auto 3rem;
}

/* Cards */
.card {
  background-color: var(--surface);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  border: 1px solid var(--border);
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-premium);
}

/* Header */
.header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  transition: all var(--transition-normal);
  padding: 1rem 0;
}

.header.scrolled {
  background: rgba(20, 20, 20, 0.95);
  backdrop-filter: blur(10px);
  box-shadow: var(--shadow-sm);
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--dark-border);
}

.nav-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-family: 'Poppins', sans-serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--text-light);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.nav-links {
  display: flex;
  gap: 2rem;
  align-items: center;
}

.nav-links a {
  font-weight: 500;
  color: var(--text-light);
}

.nav-links a:hover {
  color: var(--neon-accent);
}

/* Hero Section */
.hero {
  padding: 10rem 0 6rem;
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #F8FAFC 0%, #E8F0F8 100%);
}

.hero-content {
  max-width: 600px;
  position: relative;
  z-index: 2;
}

.hero h1 {
  font-size: clamp(2.5rem, 5vw, 4rem);
  margin-bottom: 1.5rem;
  color: var(--primary);
}

.hero h1 span {
  color: var(--accent);
}

.hero p {
  font-size: 1.25rem;
  margin-bottom: 2.5rem;
  color: var(--text-body);
}

.hero-cta {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero-image {
  position: absolute;
  right: -5%;
  top: 50%;
  transform: translateY(-50%);
  width: 55%;
  z-index: 1;
}

/* Trust Bar */
.trust-bar {
  background-color: var(--primary);
  color: white;
  padding: 3rem 0;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
  text-align: center;
}

.trust-item h3 {
  font-size: 2.5rem;
  color: white;
  margin-bottom: 0.5rem;
}

.trust-item p {
  color: rgba(255,255,255,0.8);
  font-size: 1rem;
}

/* Bank Logos Marquee */
.bank-marquee {
  background: white;
  padding: 3rem 0;
  overflow: hidden;
  border-bottom: 1px solid var(--border);
}

.marquee-content {
  display: flex;
  gap: 3rem;
  align-items: center;
}

@keyframes scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-100%); }
}

.bank-logo {
  height: 40px;
  filter: grayscale(100%);
  opacity: 0.6;
  transition: all var(--transition-normal);
}

.bank-logo:hover {
  filter: grayscale(0%);
  opacity: 1;
}

/* Services / Loan Types Grid */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
}

.service-icon {
  width: 50px;
  height: 50px;
  border-radius: var(--radius-md);
  background-color: var(--primary);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  font-size: 1.5rem;
}

/* Floating Elements for Animation */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s ease-out, transform 0.8s ease-out;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Responsive */
@media (max-width: 992px) {
  .hero-image {
    display: none;
  }
  .hero-content {
    max-width: 100%;
    text-align: center;
  }
  .hero-cta {
    justify-content: center;
  }
  .nav-links {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: rgba(20, 20, 20, 0.98);
    backdrop-filter: blur(10px);
    padding: 2rem;
    gap: 1.5rem;
    text-align: center;
    border-bottom: 1px solid var(--dark-border);
    box-shadow: var(--shadow-md);
  }
  .nav-links.active {
    display: flex;
  }
  .mobile-menu-toggle {
    display: block !important;
  }
}

@media (max-width: 768px) {
  section {
    padding: 3rem 0;
  }
  
  .hero {
    padding: 7rem 0 3rem;
  }

  /* Override inline grid styles for mobile */
  .responsive-grid,
  .container[style*="grid-template-columns"], 
  .calc-grid, 
  .faq-container, 
  form[style*="grid-template-columns"] {
    grid-template-columns: 1fr !important;
    gap: 2rem !important;
  }

  form[style*="grid-template-columns"] > div {
    grid-column: span 1 !important;
  }

  .trust-grid, 
  .grid-4[style*="grid-template-columns"] {
    grid-template-columns: 1fr 1fr !important;
  }

  .grid-3, .grid-4 {
    grid-template-columns: 1fr !important;
  }

  .section-title {
    font-size: 2rem !important;
  }

  .hero h1 {
    font-size: 2.25rem !important;
  }
  
  .bank-marquee-wrapper .marquee-content {
    gap: 2rem !important;
  }
  
  .faq-container {
    gap: 1.5rem !important;
  }
  
  footer .container[style*="grid-template-columns"] {
    grid-template-columns: 1fr !important;
    text-align: center;
  }
  
  footer .logo {
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .trust-grid {
    grid-template-columns: 1fr !important;
  }
}